• OwOarchist@pawb.social
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    5 hours ago

    2-tiered health care? That’s not American style at all! We’ve got way more tiers than that!

    1- The rich and powerful - Can easily afford any procedure they need out of pocket, always go to the best clinics, the ones that don’t even accept low-tier insurance.

    2- Active duty military (and their immediate family) - everything paid for, basically no questions asked. Often gets priority on appointments.

    3- Medicare (and other programs for the impoverished, elderly, and disabled) - Everything paid for, but your selection of doctors and clinics may be limited, and there may be long waiting times. Depending on the state and the specific program, you may have issues with having coverage denied.

    4- Veterans - Free healthcare at veterans administration facilities, but that care can often be low quality and have long waiting lists - there are several tiers within this tier, mostly depending on your disability percentage. Often need tier-5 healthcare as a backup as well, since the VA can be too slow to see you for problems.

    5- Working class insurance - Hot garbage, mostly. You’ll pay a fortune for insurance and still pay a lot of money every time you need care. But at least in theory, you actually can get care if you need it. Often chains you to your job because you can’t afford to get insurance without the benefits from that job covering some or all of the premiums. Again, there are many tiers within this tier, with a myriad of different insurance companies and different jobs that might pay for your insurance fully, partially, or not at all. (Also includes workers who don’t get insurance from their job, but get paid well enough to afford it on their own.) Coverage for important procedures will frequently be denied.

    6- Underinsured/uninsured - for the working poor who aren’t poor enough to qualify for Medicare, but don’t have good jobs that have health insurance as a benefit - you avoid medical care at almost all costs, as any visit to any clinic or hospital will likely be financially ruinous.

    • pilferjinx@piefed.social
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      3 hours ago

      PP and Smith are pernicious and extremely dangerous. Ford’s corruption, at least, is old school cronyism and obvious.

  • Bluegrass_Addict@lemmy.ca
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    8 hours ago

    refuse and never sign up for maple whatever bullshit private healthcare nonsense they call it… it’s just fucking loblaws

    you know it’s gonna be expensive, dogshit and expensive.

    • Lost_My_Mind@lemmy.world
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      7 hours ago

      Dear Canada,

      Hi. American here. I say this out oflove for you, not hate. That being said, DON’T YOU DARE BOW DOWN TO US AND BECOME THE NEWEST STATE(S)!!!

      Right now, our country is a dumpster fire, and if I leave, I always thought I might want to live in the parts of Canada that aren’t Toronto, and aren’t the French part. But just a big city, preferably south. Not because I want to be close to the United States, but because it’s freakin’ COLD AS SHIT in northern Canada! Not for me.

      Also, your healthcare and government are awesome. Don’t give that up! Your government listens to you! Our government sends secret police to kidnap/kill innocent people for being against the current administration’s agenda.

      Nothing about America is ok right now, and I’m ashamed of my country. Don’t follow in our footsteps!

  • 1.ceramics926@kopitalk.net
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    7 hours ago

    Asked for a response to the protestors concerns about Bill 11 and the future of private health care in Alberta, Maddison McKee, press secretary for Alberta Minister of Primary and Preventative Health Services Adriana LaGrange, sent Global News an email that lashed out at Friends of Medicare, calling the organization “a political advocacy group governed by the province’s public-sector unions. They routinely spread misinformation and hyperbolic predictions, so it’s misleading to cite them as if they were impartial experts.”

    “Their talking points are always the same: they compare Alberta’s common-sense changes to cherry-picked facts from other countries and a theoretical version of Canadian Medicare, rather than the real system patients experience every day,” added McKee.

    This is the same UCP dream team that brought us CorruptCare, and they still refuse to step aside to let a proper investigation take its course. Danielle Smith continues to consolidate power into more private parties who are beholden to her and public coffers. She promises so long as she’s here, the money will continue to flow, and she expects political support in return.

  • YurkshireLad@lemmy.ca
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    8 hours ago

    We already have a two tier system. You either wait months or years or you pay to go private if possible.

    • halcyoncmdr@piefed.social
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      7 hours ago

      Not much different than the US… Except the first still costs you thousands, while the second costs you tens of thousands. And in both cases the insurance you pay for will automatically deny every claim and force you to argue that what your doctor ordered is actually necessary while the insurance company effectively practices medicine with an accounting degree.

      • masterofn001@lemmy.ca
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        7 hours ago

        Number one cause of bankruptcy in America:

        Medical debt.

        A doctors visit could cost you a thousand.

        An MRI will cost you 3-5k

        A few stitches could cost you 10k.

        A single stint to unblock an artery will cost near 100k or more.

        long term stays for severe injuries, Radiation, chemo, coma, life support… Just write off anything anyone in your family could earn in the next 5 or 10 generations.

        All the while paying a mandatory 30k per year for insurance (which, like.you said, will deny, delay,defraud).

        And then there’s the cost of prescription medication…

        On an unrelated note:

        Who’s your favourite Mario Kart character?

        • OwOarchist@pawb.social
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          5 hours ago

          Who’s your favourite Mario Kart character?

          Likeable chap in a green hat. His name escapes me at the moment.

      • Lost_My_Mind@lemmy.world
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        7 hours ago

        I had cancer in 2023. It forced me to not be able to work. So I got on medicaid.

        For the next 10 months I had weekly appointments. Then they’d send me letters that show the cost of my care. It would say “THIS IS NOT A BILL”.

        But it would still show what the charges were.

        My care if uninsured would have literally cost AT LEAST 4 million dollars. I stopped adding to the count after a while, and I STILL get those letters.

        • halcyoncmdr@piefed.social
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          7 hours ago

          And those treatments were never anywhere near $4 million. That “not a bill” just shows the massively inflated negotiated illusion insurance negotiated with the provider. It was never accurate but allows insurance companies to point to it to justify the illusion that they’re saving you so much money with their negotiations.

          Those bills should be required to also list the cash price, because that’s closer to the actual price of the treatment. Sometimes actually less than the insurance negotiated price. With those the provider doesn’t need to deal with an insurance company and all the bullshit they also do on the provider side. The insurance companies are terrible to everyone, not just the patient.

        • lobut@lemmy.ca
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          7 hours ago

          I’m confused … they sent you “NOT” bills despite you being on medicaid? For what? Also, millions for this treatment is insane. Yes, it’s cancer, but that’s just ridiculous. It’s like the reverse lottery …

          • halcyoncmdr@piefed.social
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            5 hours ago

            It’s the Explanation Of Benefits. IT is a disclosure of treatment and charges, the date it occurred, etc.

            The purpose is for you to verify what the medical provider is saying they did, how much it cost, whether insurance covered it or denied the claim, how much your insurance paid, and if you have a copay or deductible that will be listed as well as the remaining amount (a bill would then be sent separately if that’s the case).

            It also has a secondary purpose of advising you if anyone fraudulently is using your information to receive treatment. Since you would receive an EOB without having gone to the doctor obviously.